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 Tuesday, Jan 06, 2009 Updated 17:20 IST
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      Personal Finance » Calculators
 1   Tax and Planning
     
How does inflation impact my standard of living?
 

Inflation can erode purchasing power. For example, a rupee today cannot buy the same amount of goods and services it could 20 years ago. It will continue to erode purchasing power in the future. Use this calculator to determine the impact inflation may have on your standard of living.

Go to Calculator
     
How much should I be saving for college?  
 

With college costs increasing at twice the rate of inflation, it is important to start saving early. Interest working for you now in a regular savings program is much better than having interest work against you in the future in form of education loans.

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How much will college cost?  
 

When you borrow money for college, you might not be thinking about your ability to repay the loan once you graduate. Outstanding student loan balances may infringe upon your ability to qualify for a home, auto and other personal loans. Use this tool to gauge the feasibility of servicing your debt payments with your anticipated income.

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How will retirement impact my living expenses?  
 

Your living expenses at retirement are unlikely to remain the same. They might increase or decrease. You may travel more, reduce business expenses such as eating out and transportation costs and perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you plan your saving requirements for the day you retire.

Go to Calculator
     
How much home loan can I afford?  
 

When you are buying a house, banks don't look only at your income, assets, and the down payment you can offer. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much home loan you may be able to obtain.

Go to Calculator
     
Loan calculator  
 

The loan amount, the interest rate, and the duration of the loan can have a dramatic effect on the total amount you will eventually pay for the property. Further, loan payments typically will include monthly allocations of property taxes, hazard insurance, etc. See the impact of these variables along with an amortisaton schedule.

Go to Calculator
     
Becoming a millionaire  
 

It may surprise you how quickly you can accumulate a million rupees. Use this calculator to determine the annual amount you would have to set aside each year to reach a million rupees.

Go to Calculator
     
 2   Loans
     
How long until my loan is paid off?  
 

By making consistent regular payments toward debt service, you will eventually pay off your loan. Use this calculator to determine how much longer you will need to make these regular payments in order to eventually eliminate the debt obligation.

Go to Calculator
     
How much home loan can I afford?  
 

When you are buying a house, banks don't look only at your income, assets, and the down payment you can offer. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much home loan you may be able to obtain.

Go to Calculator
     
Loan calculator  
 
The loan amount, the interest rate, and the duration of the loan can have a dramatic effect on the total amount you will eventually pay for the property. Further, loan payments typically will include monthly allocations of property taxes, hazard insurance, etc. See the impact of these variables along with an amortisaton schedule.
Go to Calculator
     
EMI calculator  
  Use our loan EMI calculator for accurate results. Go to Calculator
     
Home loans  
  If you are salaried, this calculator will tell you the amount of home loan you are likely to get Go to Calculator
     
Personal loans  
  If you are salaried, this calculator will tell you the amount of personal loan you are likely to get Go to Calculator
     
 3   Investments
     
What is my current net worth?  
 
Get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to also estimate what your net worth could be in the future based on specified growth rates.
Go to Calculator
     
What is my projected net worth?  
 
In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.
Go to Calculator
     
How will retirement impact my living expenses?  
 
Your living expenses at retirement are unlikely to remain the same. They might increase or decrease. You may travel more, reduce business expenses such as eating out and transportation costs and perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you plan your saving requirements for the day you retire.
Go to Calculator
     
Becoming a millionaire  
  It may surprise you how quickly you can accumulate a million rupees. Use this calculator to determine the annual amount you would have to set aside each year to reach a million rupees. Go to Calculator
     
How much home loan can I afford?  
  When you are buying a house, banks don't look only at your income, assets, and the down payment you can offer. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much home loan you may be able to obtain. Go to Calculator
     
Loan calculator  
 
The loan amount, the interest rate, and the duration of the loan can have a dramatic effect on the total amount you will eventually pay for the property. Further, loan payments typically will include monthly allocations of property taxes, hazard insurance, etc. See the impact of these variables along with an amortisaton schedule.
Go to Calculator
     
 4   Retirement Planning
     
How will retirement impact my cost of living?  
 

Your living expenses at retirement are unlikely to remain the same. They might increase or decrease. You may travel more, reduce business expenses such as eating out and transportation costs and perhaps your house will be paid off. Use this calculator to help compare living expenses now from the day you retire. This will also help you plan your saving requirements for the day you retire.

Go to Calculator
     
Becoming a millionaire  
 
It may surprise you how quickly you can accumulate a million rupees. Use this calculator to determine the annual amount you would have to set aside each year to reach a million rupees.
Go to Calculator
     
What is my current net worth?  
 
Get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to also estimate what your net worth could be in the future based on specified growth rates.
Go to Calculator
     
What is my projected net worth?  
 

In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.

Go to Calculator
     
How does inflation impact my standard of living?
 
Inflation can erode purchasing power. For example, a rupee today cannot buy the same amount of goods and services it could 20 years ago. It will continue to erode purchasing power in the future. Use this calculator to determine the impact inflation may have on your standard of living.
Go to Calculator
     
 5   Earn More
     
What is my current net worth?  
 

Get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to also estimate what your net worth could be in the future based on specified growth rates.

Go to Calculator
     
What is my projected net worth?  
 
In order to get where you want to go, you need to know where you are. You can get a view of your financial position by generating a personal net worth statement. Over time your net worth will change as your assets earn interest or are depleted and your liabilities increase or decrease. Use this calculator to estimate what your net worth could be in the future based on specified growth rates.
Go to Calculator
     
Becoming a millionaire  
 

It may surprise you how quickly you can accumulate a million rupees. Use this calculator to determine the annual amount you would have to set aside each year to reach a million rupees.

Go to Calculator
     
Should I switch my loan?  
 
Find out how much your EMI changes when interest rates change.
Go to Calculator
     
Should I prepay my loan?  
 
Use this calculator to find out if you should pre-pay your loan or invest the surplus in other modes
Go to Calculator
     
     
     
 
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